There’s a lot to consider when comparing investment options between funds. Actual returns will vary significantly from year to year and could be negative in some years, particularly for investment mixes where more is invested in shares and property. Any income from other investments is not included in an estimate of total income. The total income used by the calculator to estimate if you qualify for a low income super tax offset is equal to your salary before tax and before any salary sacrifice.

However, we cannot guarantee or accept any liability for the accuracy, reliability, currency or completeness of the information available through this tool. CommBank Awards customers can choose to use all or part or all of their Awards points for payment of their booking. As this advice has been prepared without considering your objectives, financial situation or needs, you should before acting on this advice, consider its appropriateness to your circumstances. If you’re a CommBank customer, you can buy or sell up to 9 foreign currencies at selected CommBank branches in exchange for Australian Dollars. You’ll get two cards (one for back-up), emergency 24/7 support, instant card lock/unlock via the CommBank app and pay no international transaction fees. All debit cards have different terms and conditions for use overseas.

You can lock in exchange rates for a wide range of currencies, pay no international transaction fees, access 24/7 emergency support and use it everywhere Visa is accepted. The CommBank Travel Money Card is a simple and secure prepaid card that makes it easy to manage your travel budget while you’re travelling. Some merchants may offer to convert your payment into your home currency and charge high fees for this service. Brought to you by NAB, MyCard offers a range of credit cards to suit your lifestyle. RAA do not provide any advice based on any consideration of your objectives, financial situation or needs. Our comprehensive car insurance offers the most cover.

Use our smart phone app to view balances, transactions and authorise payments on the go. We show you how to register, set up a PayID® for faster payments, dispute a transaction online and much more. Check your accounts, manage your finances and bank on the go anytime, anywhere. Once you have an account, you can self-manage your information and make bond claims using Rental Bonds Online.

We do not provide any form of advice if you call us to enquire about or purchase a product. Terms, conditions, limits, and exclusions apply. Any advice here does not take into account your individual objectives, financial situation or needs. Explore our Help page for questions about your policy, claims, payments, and more. These documents explain the standard terms, conditions, and exclusions.

Add optional cover

Solve problems quickly online with our easy-to-follow guides. The secure and easy way to bank at home or on the go. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS (PDF) and here for Android (PDF) and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App. Give us a call for self-service phone banking 24 hours a day, 7 days a week. We put our customers first so our branches are designed with you in mind. To upskill your digital banking and get personal help learning about the best ways to bank online we encourage you to book a complimentary digital banking training session with one of our local bankers by booking a ‘general enquiry’ appointment.

Already have a Travel Money Card? Get ready for your next trip

We’re here to help you through your claim, with the care and support you need at this challenging time. Here’s what some of our customers had to say about our claims service.2 Our caring claims team is here to support you throughout your claim. When making a Compulsory Third Party (CTP) claim, you’ll receive the care and support you need from our team.

• Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these services.
• Plus, info on Purchase Security Insurance Cover and access to Visa® travel offers.
• Our team is here to support you every step of the way with care you can count on.
• Investment return expectations are based on actuarial firm Willis Towers Watson Global Asset Model outlook as at August 2025.
• Terms and conditions apply to the use of Fast Deposit Bags, including fees and charges for some account types

Actual experience will be based on account activity. Easily increase and manage your cash flow. Get fast, flexible funding based on your PayPal sales and account history. All the tools you need to optimise and help protect your business. Scale your business with our suite of financial tools and end-to-end payment solutions. And offer your customers popular online casinos australia ways to pay.